Personal Debt Recovery

Mortgage Reposession

Our specialist team of skilled Litigators offers a comprehensive and streamlined service to lenders from Pre-action Letters through to Repossession, Sale and Shortfall Recovery.

Our Case Management system will ensure all Service Level Agreements are guaranteed ensuring the repossession process is efficient and effective.

We also offer a pre-litigation arrears management service - agreeing and monitoring the payment arrangement with your borrowers who are prompted to deal with their arrears after receiving the pre-action letter. This service can be used following the granting of a Suspended Possession Order. We will monitor payments for 3 months before returning the File to you ensuring defaults are dealt with swiftly and effectively.

If an eviction is necessary, we deal with all the formalities, including instructing a locksmith, and can also offer the services of our Conveyancing Department who will deal with the sale for you offering a seamless transaction between repossession and sale.

Finally, in the event of a Shortfall, we can provide a comprehensive enforcement service using the vast experience of our Debt Recovery Department who will pursue every available method to achieve the maximum debt recovery for you.